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AFCU & You Blog

Auto Loan Rate Discount

Gicelle Cruz on September 28, 2023  |  0 comments

When you finance a new or used auto with Aerospace Federal Credit Union by October 31, 2023, you can receive up to a 0.75% APR* rate reduction by taking advantage of the following discounts:

0.25% APR* DISCOUNT: If you have an existing, or open a new AFCU Checking Account.
Click here to open a Checking Account

0.25% APR* DISCOUNT:  If you have an existing, or open a new AFCU Platinum Visa® Credit Card.
Click here to apply for a Credit Card

0.25% APR* DISCOUNT:  If you combine both the above discounts you will receive an additional 0.25% APR* discount for a total of 0.75% APR* discount!

Click here to apply for an Auto Loan

*APR = Annual Percentage Rate. The Auto Loan Rate Discount Promotion discounts are applicable on New and Used Auto Loan rates subject to credit qualification and terms up to 84-months. A rate as low as 5.45% APR is possible if all combined rate discounts are applied to our best rate and term (New Auto; 36-month term; 6.20% APR). Refinance Option: Maximum 0.75% APR discount with both an existing or new AFCU Checking Account and an AFCU Visa Platinum Credit Card for members with a current AFCU auto loan subject to a $100.00 processing fee when refinancing an existing AFCU auto loan. Rates and terms subject to change at any time without notice and are accurate as of September 1, 2023. Promotion offer good on auto loans funded with Aerospace Federal Credit Union between September 1 — October 31, 2023. The Auto Loan Rate Discount Promotion offer may not be combined with any other promotional offers. Membership eligibility required. Federally insured by NCUA.

We dare you to compare our auto loan rates with the big banks!

Take a look at Aerospace Federal Credit Union's auto loan rates and the rates at the big banks and other financial institutions. You'll find that AFCU has one of the most competitive rates in the industry! AFCU also gives you the option of No Payments for 90 days on any term auto loan (36 to 84 months) for both new and used vehicles.

Click here to learn more and apply

* Rates expressed as Annual Percentage Rate (APR). Rates current as of July 19, 2023 from aerofcu.org, bankofamerica.com and chase.com. Loan approval subject to credit worthiness, income and equity verification. Credit and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment may result in you having to pay higher total finance charges. Offer subject to change at any time without prior notice. The monthly payment per $1,000 for a new vehicle loan with a 60-month term is $19.13. Federally insured by NCUA.

Move your high-rate credit card balance to an AFCU Platinum Visa® Credit Card by March 31, 2023 and get 0% APR* for 12 months with a 3% balance transfer fee. In addition to lower credit card bills, you’ll earn instant Cash Back or Rewards Points on purchases with our 5-4-3-2-1 rewards program.

Click here to learn more!

* APR = Annual Percentage Rate

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The information provided by Aerospace Federal Credit Union is for informational purposes only and does not constitute personal financial, investment, or tax advice. For advice on your particular financial situation, you should consult with your personal financial, investment, and/or tax advisors. The opinions and statements of authors and commenters on this Blog are not the opinions or statements of the Credit Union or the Board of Directors, and the Credit Union takes no responsibility for their content.