Balance Transfer Offer:
** APR = Annual Percentage Rate. Any Aerospace Federal Credit Union (AFCU) qualified member who transfers a balance from another credit card to an AFCU Platinum Visa Credit Card between January 1, 2025 and March 31, 2025, will receive a promotional balance transfer rate of 0% APR for 12 months from the date of the transfer. After that, the variable APR will be 10.65% - 18.00% for Cash Back cards, or as low as the prevailing rate for Rewards cards, based on your creditworthiness. A balance transfer fee of 3% (minimum fee $30) of the amount transferred will be charged at the time of transfer. The amount of balance transfer may not exceed 75% of the cardholder’s available credit limit. Balances from existing AFCU Platinum Visa Credit Cards cannot be transferred to other AFCU Platinum Visa Credit Cards. Purchase transactions earn the regular rate associated with their individual Platinum Visa Credit Card. Balance transfer offer is for new, or existing AFCU Platinum Visa Credit Cards and is subject to change at any time without notice. Rates are subject to change without notice. Minimum balance transfer amount is $1,000. AFCU account must be in good standing to qualify for this offer. Membership eligibility required. Federally insured by NCUA.
 

Aerospace New Hire Offer:
^APR = Annual Percentage Rate. Any individual employed by The Aerospace Corporation on or after January 1, 2021 (“new hire”) and is either an Aerospace Federal Credit Union (“AFCU”) member or non-member without an AFCU Visa Platinum Credit Card (“credit card”) is eligible for this offer. Non-members must establish an AFCU membership to be eligible for this offer. The effective date of this offer is January 1, 2025. For eligible members with an employment date on or after January 1, 2025, your credit card account must be established within 60 days of your hire date. For eligible members that were hired on or after January 1, 2021, and before January 1, 2025, you have until March 31, 2025, to establish a credit card account. AFCU members that meet eligibility requirements are eligible to receive an introductory rate of 0% APR for three years on purchases and balance transfers that are initiated and processed by AFCU on your behalf. The minimum balance transfer amount is $1,000 and a balance transfer fee of 3% of the amount transferred will be charged at the time the transfer is processed. The amount of balance transfer may not exceed 75% of the cardholder’s available credit limit. Balance transfers from an existing AFCU credit card are not permissible. After 3 years, the variable APR will be 10.65% – 18.00%, based on your creditworthiness, will apply. To qualify for this offer, your AFCU account must be in good standing with no negative share balances or loan delinquencies within the last 90 days. The monthly minimum payment is required to maintain the introductory 0% APR for 3 years feature. If the minimum payment is not maintained during the promotional period, the rate on your credit card account will revert to the standard APR rate associated with your account. You must have an AFCU Checking Account with a recurring direct deposit of $100 or more per month. Qualifying direct deposits consist of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into an AFCU Checking Account from an employer or outside agency. AFCU reserves the right to request documentation that the direct deposits qualify. No annual, cash advance, membership, or international use fees apply. Offer subject to change without notice. Membership eligibility required. Federally insured by NCUA.

5-4-3-2 AFCU Platinum Visa Credit Card Rewards Details:
*Aerospace Federal Credit Union (AFCU) Platinum Visa Credit Cardholders will earn 5% cash back or 5X CU Rewards points on gasoline purchases, 4% cash back or 4X CU Rewards points on dining and entertainment purchases, 3% cash back or 3X CU Rewards points on travel purchases, and 2% cash back or 2X CU Rewards points on all other purchases. AFCU Platinum Visa Credit Cardholders can earn a maximum of $100 cash back or 10,000 CU Rewards points per monthly statement cycle and a maximum of $1,200 cash back or 120,000 CU Rewards points earned per year in all spending categories combined. Balance transfers, cash advances and payments do not qualify for cash back or CU Rewards points. Loan subject to credit approval. Not all will qualify for the lowest rate. Offer subject to change without notice.

Card image of Reentry Breakup Recorder (REBR) courtesy of and reprinted by permission of The Aerospace Corporation.

For a complete list of fees and conditions, download the AFCU VISA Credit Card Disclosure.