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AFCU Share Draft (Checking) Account

AFCU Visa Debit Card featuring the AeroCube 4 Satellite DesignAFCU offers a fee-free*, member-friendly Checking Account with great features, like:

  • No minimum balance requirement or monthly fee.
  • A Visa debit card that can be used anywhere you see the Visa® logo. Just like using cash, money can be automatically deducted from your account. Plus, earn cash back on Debit Card purchases with free, optional "My Cashback Offers" at local and national merchants!
  • Make contactless payments with digital wallets! AFCU supports the following digital wallets: Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay. Full details
  • Win with AFCU! Throughout 2024 we are giving away $500 monthly prizes and a $2,500 Grand prize at the end of the year! Make five or more purchases each month with an AFCU Visa® Debit Card to be automatically entered to win. The more purchases you make with your debit card, the more entries you’ll have in the prize drawings. Full details
  • Access to 30,000 fee-free ATMs nationwide (including 9,000 deposit-taking) where you can get cash or check your balance.
  • 24/7 Online account access (AeroAccess) - View your balance, transfer funds, or see images of your cleared checks.
  • Free Online Bill Pay - Input all of your utility, cell phone and credit card bills into our system and pay everything on one Website. You have the flexibility to set up one-time or recurring payments.
  • FREE** Mobile Banking App - Search for "Aerospace Federal Credit Union" in the Google Play or Apple App Stores and Download and open our AeroAccess App. Login using your existing AeroAccess username and password. First-time AeroAccess users can tap "Need a Login?" (Apple/iOS) or "New User Login" (Android) and follow the steps to login. Features include Bill Pay, Mobile Deposit, Transfers, Money Desktop, Apply for a Loan, Cashback Offers, eStatements and more!
  • Free Mobile and Scan Deposit - Scan checks from your home or office, or take a picture of a check with your smart phone camera using our App, and deposit them without having to mail them in or visit a branch or ATM.
  • Direct Deposit and Pre-Authorized Debits
  • Dividend - Keep your average daily balance above the minimum requirement and you'll earn dividends on your Checking Account as an added bonus!
  • First box of checks - Free!

* Click here for the complete schedule of fees and charges 

** Data carrier rates and fees may apply.


To speak with an AFCU team member, call (800) 795-2325 option 5

Click here for a checklist of how to move your money to an AFCU Checking Account

Rates Apply Now

Minor Share Draft (Checking) Account

Want to teach your child or grandchild the importance of budgeting while they still live at home? We have an abundance of youth products available to help get them started, including a checking account for young adults age 12 and older.

Youth members who have an AFCU Minor Checking Account may also benefit from using a Student Visa Credit Card to help teach them how to manage their finances.

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