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Auto Loan Rates

New Vehicle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Minimum Loan Amount
36 5.00%** $29.98 $2,000.00
48 5.00%** $23.04 $5,000.00
60 5.00%** $18.88 $10,000.00
72 6.80% $16.96 $15,000.00
84 7.25% $15.23 $25,000.00

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness. AFCU will finance up to 100% of the purchase price, including tax, license and extended warranty. Vehicle is considered new for the current and previous model year if the vehicle has not been registered and has less than 1,000 miles

** APR = Annual Percentage Rate. Not all members will qualify. The rate you receive will be based on your creditworthiness. AFCU will finance up to 100% of the purchase price, including tax, license and extended warranty. Vehicle is considered new for the current and previous model year if the vehicle has not been registered and has less than 1,000 miles. A rate as low as 5.00% APR for terms up to 60 months is available to members who set up automatic payments for the loan from an AFCU Checking Account. A rate as low as 5.50% APR for terms up to 60 months is available to members if automatic payments from an AFCU Checking Account is not selected. Offer valid from May 24, 2024 to July 31, 2024 on new or used auto loans for terms up to 60 months. The monthly payment per $1,000 borrowed for a 60-month term at 5.00% APR is $18.88. Loans must be funded by July 31, 2024. Offer subject to change at any time without prior notice.

 

 

Apply For a Vehicle Loan Payment Calculator

To speak with an AFCU Loan Concierge, call (800) 795-2325 option 6.

Used Vehicle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Minimum Loan Amount
36
 5.00%** $29.98 $2,000.00
48 5.00%** $23.04 $5,000.00
60 5.00%** $18.88 $10,000.00
72 7.10% $17.11 $15,000.00
84 7.55% $15.37 $25,000.00

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness.

** APR = Annual Percentage Rate. Not all members will qualify. The rate you receive will be based on your creditworthiness. AFCU will finance up to 100% of the purchase price, including tax, license and extended warranty. Vehicle is considered new for the current and previous model year if the vehicle has not been registered and has less than 1,000 miles. A rate as low as 5.00% APR for terms up to 60 months is available to members who set up automatic payments for the loan from an AFCU Checking Account. A rate as low as 5.50% APR for terms up to 60 months is available to members if automatic payments from an AFCU Checking Account is not selected. Offer valid from May 24, 2024 to July 31, 2024 on new or used auto loans for terms up to 60 months. The monthly payment per $1,000 borrowed for a 60-month term at 5.00% APR is $18.88. Loans must be funded by July 31, 2024. Offer subject to change at any time without prior notice.

 

Used Vehicles four (4) years and newer: AFCU 100% financing is based on Kelley Blue Book retail value. Tax, license and extended warranty included for dealer purchased vehicles.

 

 

Apply For a Vehicle Loan Payment Calculator

To speak with an AFCU Loan Concierge, call (800) 795-2325 option 6.

New Motorcycle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Loan Amount
48
 6.50% $23.72 Up to $10,000.00
60 6.50% $19.57 $10,001 - $15,000
72 6.50% $16.82 $15,001 +

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness.
 

90% of purchase price including tax and license.

Used Motorcycle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Loan Amount
36
 7.50% $31.11 Up to $10,000
48 7.50% $24.19 $10,000 - $15,000
60 7.50% $20.05 $15,001 +

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness.
 

90% of Wholesale Blue Book value.

 

 

Apply For a Vehicle Loan Payment Calculator

To speak with an AFCU Loan Concierge, call (800) 795-2325 option 6.

New RV and Boat Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Loan Amount
48
 8.00% $24.42 Up to $10,000
60 8.00% $20.28 $10,000 - $15,000
72 8.00% $17.54 $15,001 +

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness.
 

90% of purchase price including tax and license.

Used RV and Boat Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Loan Amount
36
 9.00% $31.81 Up to $10,000
48 9.00% $24.89 $10,000 - $15,000
60 9.00% $20.77 $15,001 +

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness.
 

90% of Wholesale Blue Books value and/or appraisal (Marine Survey).

 

 

Apply For a Vehicle Loan Payment Calculator

To speak with an AFCU Loan Concierge, call (800) 795-2325 option 6.

Refinance of an existing AFCU vehicle loan:
Permissible if subject loan has been on record for ninety (90) days or more with AFCU and is in good standing. Processing fee to refinance an existing AFCU vehicle loan is $100.00.

Other terms and conditions may apply. Rates and terms illustrated are subject to change without notice.

Effective Date: July 1, 2024

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