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New & Used Auto Loans

Summer Splash! For a limited time, AFCU is offering rates as low as 5.00% APR^ for terms up to 60 months on new or used auto loans when you set up automatic payments for your loan from an AFCU Checking Account. Loans must be funded by Wednesday, July 31, 2024.

OPTION: No payments for 90 days on any term Auto Loan for a new or used vehicle*

Loan Rates Apply Now Autoland Auto Center

Look to AFCU for a great deal when you buy your next car or truck! With industry-leading rates and excellent service, financing with AFCU is a smart choice. With terms from 36 - 84 months, you have the flexibility to spread your loan out over time and have smaller monthly payments, or pay it off quicker in case you like buying a new car every few years. Click here for rates, terms and payment examples.

Completing our simple online loan application takes just a couple minutes, so you've got nothing to lose if you're comparison shopping. Need help figuring out how to get a great deal by combining manufacturer's rebates with AFCU's financing? Contact a Loan Concierge at 800-795-2325, option 6.

Free Auto Buying Service**


Want to buy a new or used vehicle, but don't want to go through the negotiating process? Let our Autoland Auto Buying Service help locate the car or truck you are looking for today! They'll scour their network of dealerships to find your vehicle and negotiate a price on your behalf. This service is FREE to AFCU members and there is no obligation to purchase the vehicle they find for you. Let Autoland make the auto buying process convenient and hassle-free. Give them the details of the vehicle you want and they'll get to work for you! They also provide contact-less delivery of your vehicle to your home or office.

**Service may not be available in all areas - call 800-795-2325 option 6 to check on availability.

Get Pre-Approved*
Save time and negotiate a smarter deal on your next car. Apply now for a pre-approved loan and calculate how much car you can afford. Get a great rate and take up to 60 days to find the car of your dreams - at the right price. Need help locating the right car? Use our Auto Buying Service for help buying a new or pre-owned car, selling or trading in your car and more.

If you are going to finance a new car with AFCU, or even if you financed one somewhere else recently, the products below may be of interest to you. They are typically much cheaper when you buy them through AFCU than other lenders or dealerships.

GAP – Guaranteed Asset Protection

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the “gap” between your insurer’s settlement and your loan balance. Click here for more details.

AFCU offers GAP protection for only $425. If you finance 100% of the vehicle with AFCU, you’ll receive a $50 discount – bringing you GAP coverage for only $375. Save even more! If you use our Auto Buying Concierge Service (Autoland) to purchase your car and finance 100% of the loan with AFCU, you’ll receive a $100 discount – giving you GAP protection for only $325.

MRC – Mechanical Repair Coverage

As cars age, the cost of repairs increases greatly. Repairs are expensive, especially as technology gets more sophisticated and everything becomes electronic. Consider purchasing this coverage for your vehicle from AFCU so that you don’t have to pay out of pocket for costly repairs (except the deductible you choose). There are three different plans to pick from and the cost is based on the make, model, age and mileage of your vehicle. Click here for a detailed description of the available plans.

Credit Life and Disability Insurance

Protect your family in the unlikely event that you become financially unable to meet your obligations.

Call (800) 795-2325 option 6 to speak with a Loan Concierge to get your free quote today for any of the products listed above!

Loan Rates Apply Now Autoland Auto Center

^ APR = Annual Percentage Rate. Not all members will qualify. The rate you receive will be based on your creditworthiness. AFCU will finance up to 100% of the purchase price, including tax, license and extended warranty. Vehicle is considered new for the current and previous model year if the vehicle has not been registered and has less than 1,000 miles. A rate as low as 5.00% APR for terms up to 60 months is available to members who set up automatic payments for the loan from an AFCU Checking Account. A rate as low as 5.50% APR for terms up to 60 months is available to members if automatic payments from an AFCU Checking Account is not selected. Refinancing of existing AFCU Auto Loans does not qualify for this offer. Offer valid from May 24, 2024 to July 31, 2024 on new or used auto loans for terms up to 60 months. The monthly payment per $1,000 borrowed for a 60-month term at 5.00% APR is $18.88. Loans must be funded by July 31, 2024. Offer subject to change at any time without prior notice.

*Loan approval subject to credit worthiness, income and equity verification. Credit and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment may result in you having to pay higher total finance charges. Offer subject to change at any time without prior notice and may not be combined with any other promotional offers.

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