For a limited time, AFCU is offering rates as low as 4.99% APR^ for terms up to 60 months on new or used auto loans when you set up automatic payments for your loan from an AFCU Checking Account. Loans must be funded by October 31, 2024.

OPTION: No payments for 90 days on any term Auto Loan for a new or used vehicle*

Loan Rates Apply Now Autoland Auto Center

If you are going to finance a new car with AFCU, or even if you financed one somewhere else recently, the products below may be of interest to you. They are typically much cheaper when you buy them through AFCU than other lenders or dealerships.

GAP – Guaranteed Asset Protection

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the “gap” between your insurer’s settlement and your loan balance. Click here for more details.

AFCU offers GAP protection for only $425. If you finance 100% of the vehicle with AFCU, you’ll receive a $50 discount – bringing you GAP coverage for only $375. Save even more! If you use our Auto Buying Concierge Service (Autoland) to purchase your car and finance 100% of the loan with AFCU, you’ll receive a $100 discount – giving you GAP protection for only $325.

MRC – Mechanical Repair Coverage

As cars age, the cost of repairs increases greatly. Repairs are expensive, especially as technology gets more sophisticated and everything becomes electronic. Consider purchasing this coverage for your vehicle from AFCU so that you don’t have to pay out of pocket for costly repairs (except the deductible you choose). There are three different plans to pick from and the cost is based on the make, model, age and mileage of your vehicle. Click here for a detailed description of the available plans.

Credit Life and Disability Insurance

Protect your family in the unlikely event that you become financially unable to meet your obligations.

Call (800) 795-2325 option 6 to speak with a Loan Concierge to get your free quote today for any of the products listed above!

Loan Rates Apply Now Autoland Auto Center

^ APR = Annual Percentage Rate. Not all members will qualify. The rate you receive will be based on your creditworthiness. AFCU will finance up to 100% of the purchase price, including tax, license and extended warranty. Vehicle is considered new for the current and previous model year if the vehicle has not been registered and has less than 1,000 miles. A rate as low as 4.99% APR for terms up to 60 months is available to members who set up automatic payments for the loan from an AFCU Checking Account. A rate as low as 5.49% APR for terms up to 60 months is available to members if automatic payments from an AFCU Checking Account is not selected. Refinancing of existing AFCU Auto Loans does not qualify for this offer. Offer valid from August 1, 2024 to October 31, 2024 on new or used auto loans for terms up to 60 months. The monthly payment per $1,000 borrowed for a 60-month term at 4.99% APR is $18.88. Loans must be funded by October 31, 2024. Offer subject to change at any time without prior notice.
 

*Loan approval subject to credit worthiness, income and equity verification. Credit and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment may result in you having to pay higher total finance charges. Offer subject to change at any time without prior notice and may not be combined with any other promotional offers.