Credit Cards

Card Type	Maximum Loan and/or % of Purchase Financed	Annual Percentage Rate (APR)	Number of Monthly Payments
Platinum VISA Cash Back Credit Card	Min: $1,000	Starting as low as 10.65%	Revolving
Platinum VISA Rewards Credit Card	Min: $1,000	12.90%	Revolving
Student Visa Credit Card	Min: $100	12.90%	Revolving

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For a complete list of fees and conditions, download the AFCU VISA Credit Card Disclosure

^{^}APR = Annual Percentage Rate. The APR you receive for a Platinum VISA Cash Back Credit Card is determined based on your creditworthiness. Loan subject to credit approval. Not all will qualify for the lowest rate. To view full credit card terms and conditions click here.

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Personal Loans

Loan Type	Maximum Loan and/or % of Purchase Financed	Annual Percentage Rate (APR)	Number of Monthly Payments
Access Line of Credit*	Max: $10,000 Min: $500	10.90%	Revolving
Unsecured Signature Loan*	Max: $10,000 Min: $300	12.00%	Varies based on amount
Share Secured*	Max: 100% of Shares on Deposit Min: $500	1.0% above the highest tier of the declared Regular Share Account Dividend Rate	Up to 60
Share Certificate Secured*	Max: 100% of Shares on Deposit Min: $500	2.0% above the declared Regular Share Certificate Account Dividend Rate	Up to 60

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Rates expressed as ANNUAL PERCENTAGE RATE (APR)

For new loan requests all terms and polices as of the above reference date are subject to change without notice. All loan requests are subject to credit approval.

*Click here to calculate payment.
 

Effective Date: May 1, 2025