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Consumer Loan Rates

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Credit Cards
Card Type Maximum Loan and/or % of Purchase Financed Annual Percentage Rate (APR) Number of Monthly Payments

Platinum VISA Cash Back Credit Card

 Min: $1,000

Starting as low as 11.15%^

 Revolving

Platinum VISA Rewards Credit Card

 Min: $1,000 12.90% Revolving

Student Visa Credit Card

 Min: $100

12.90%

 Revolving
For a complete list of fees and conditions, download the AFCU VISA Credit Card Disclosure
New Motorcycle*
Maximum Loan and/or % of Purchase Financed Annual Percentage Rate (APR) Repayment Terms Number of Monthly Payments
90% of Purchase Price including tax and license 6.50% Up to $10,000 48
6.50% $10,000.01 - $15,000 60
6.50% $15,000.01 + 72
Used Motorcycle*
Maximum Loan and/or % of Purchase Financed Annual Percentage Rate (APR) Repayment Terms Number of Monthly Payments
90% of Wholesale Blue Book Value 7.50% Up to $10,000 36
7.50% $10,000.01 - $15,000 48
7.50% $15,000.01 + 60
New Boat and RV*
Maximum Loan and/or % of Purchase Financed Annual Percentage Rate (APR) Repayment Terms Number of Monthly Payments
90% of Purchase Price including tax and license 8.0% Up to $10,000 48
8.0% $10,000.01 - $15,000 60
8.0% $15,000.01 + 72
Used Boat and RV*
Maximum Loan and/or % of Purchase Financed Annual Percentage Rate (APR) Repayment Terms Number of Monthly Payments
90% of Wholesale Blue Book Value and/or appraisal (Marine Survey) 9.0% Up to $10,000 36
9.0% $10,000.01 - $15,000 48
9.0% $15,000.01 + 60
Personal Loans
Loan Type Maximum Loan and/or % of Purchase Financed Annual Percentage Rate (APR) Number of Monthly Payments
Access Line of Credit* Max: $10,000
Min: $500		 10.9% Revolving
Unsecured Signature Loan* Max: $10,000
Min: $300		 12.0% Varies based on amount
Share Secured* Max: 100% of Shares on Deposit
Min: $500		 1.0% above the highest tier of the declared Regular Share Account Dividend Rate Up to 60
Share Certificate Secured* Max: 100% of Shares on Deposit
Min: $500		 2.0% above the declared Regular Share Certificate Account Dividend Rate Up to 60

Rates expressed as ANNUAL PERCENTAGE RATE (APR)

For new loan requests all terms and polices as of the above reference date are subject to change without notice. All loan requests are subject to credit approval.

*Click here to calculate payment.
^APR = Annual Percentage Rate. The APR you receive for a Platinum VISA Cash Back Credit Card is determined based on your creditworthiness. To view full credit card terms and conditions click here.

Effective Date: October 1, 2023

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