Consumer Loan Rates
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New Motorcycle*
Maximum Loan and/or % of Purchase Financed |
Annual Percentage Rate (APR) |
Repayment Terms |
Number of Monthly Payments |
90% of Purchase Price including tax and license |
6.50% |
Up to $10,000 |
48 |
6.50% |
$10,000.01 - $15,000 |
60 |
6.50% |
$15,000.01 + |
72 |
Used Motorcycle*
Maximum Loan and/or % of Purchase Financed |
Annual Percentage Rate (APR) |
Repayment Terms |
Number of Monthly Payments |
90% of Wholesale Blue Book Value |
7.50% |
Up to $10,000 |
36 |
7.50% |
$10,000.01 - $15,000 |
48 |
7.50% |
$15,000.01 + |
60 |
New Boat and RV*
Maximum Loan and/or % of Purchase Financed |
Annual Percentage Rate (APR) |
Repayment Terms |
Number of Monthly Payments |
90% of Purchase Price including tax and license |
8.0% |
Up to $10,000 |
48 |
8.0% |
$10,000.01 - $15,000 |
60 |
8.0% |
$15,000.01 + |
72 |
Used Boat and RV*
Maximum Loan and/or % of Purchase Financed |
Annual Percentage Rate (APR) |
Repayment Terms |
Number of Monthly Payments |
90% of Wholesale Blue Book Value and/or appraisal (Marine Survey) |
9.0% |
Up to $10,000 |
36 |
9.0% |
$10,000.01 - $15,000 |
48 |
9.0% |
$15,000.01 + |
60 |
Personal Loans
Loan Type |
Maximum Loan and/or % of Purchase Financed |
Annual Percentage Rate (APR) |
Number of Monthly Payments |
Access Line of Credit* |
Max: $10,000
Min: $500 |
10.9% |
Revolving |
Unsecured Signature Loan* |
Max: $10,000
Min: $300 |
12.0% |
Varies based on amount |
Share Secured* |
Max: 100% of Shares on Deposit
Min: $500 |
1.0% above the highest tier of the declared Regular Share Account Dividend Rate |
Up to 60 |
Share Certificate Secured* |
Max: 100% of Shares on Deposit
Min: $500 |
2.0% above the declared Regular Share Certificate Account Dividend Rate |
Up to 60 |
Effective Date: October 1, 2023