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Auto Loan Rates

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New Vehicle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Minimum Loan Amount Apply For a Vehicle Loan
36 0.95% $28.19 $0 Payment Calculator
48 1.59% $21.52 $5,000.00  
60 1.59% $17.35 $10,000.00  
72 2.19% $14.84 $15,000.00  
84 2.89% $13.17 $25,000.00  

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness. AFCU will finance up to 100% of the purchase price, including tax, license and extended warranty. Vehicle is considered new for the current and previous model year if the vehicle has not been registered and has less than 1,000 miles. 

Used Vehicle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Minimum Loan Amount Apply For a Vehicle Loan
36
1.25% $28.32 $2,000.00 Payment Calculator
48 1.89% $21.65 $5,000.00  
60 1.89%  $17.48  $10,000.00   
72 2.49%  $14.97  $15,000.00   
84 3.19%  $13.30  $25,000.00   

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness.
Used Vehicles four (4) years and newer: AFCU 100% financing is based on Kelley Blue Book retail value.
Used Vehicle older than four (4) years: AFCU 100% financing is based on Kelley Blue Book or Older Car Guide wholesale value.

 

Refinance of an existing AFCU vehicle loan:
Permissible if subject loan has been on record for ninety (90) days or more with AFCU and is in good standing. Processing fee to refinance an existing AFCU vehicle loan is $100.00.

Other terms and conditions may apply. Rates and terms illustrated are subject to change without notice.

Effective Date: May 1, 2017

Aerospace Federal Credit Union - Rates