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Share Certificates

Share Certificate Account

Aerospace Federal Credit Union Share Certificate Accounts are available in 6-, 12-, 18-, 24- and 36-month terms and can be opened with a minimum of $10,000.00. Dividends will post monthly on the last day of each calendar month and at maturity*. Upon maturity, you may roll over those funds into a like-term Share Certificate at the then prevailing rate and/or add additional funds in any denomination.

Apply Now  to get started earning more with AFCU!

Existing AFCU members, click on the "Join" button at the top right corner of this website, then click the "Open Secondary Account" button and follow the instructions.

Not an AFCU member and want to take advantage of this great offer? Click on the "Join" button at the top right corner of this website, then click the "Open Membership" button and follow the instructions - once your membership has been approved you can open and fund a Share Certificate by clicking on the "Open Secondary Account" button and following the instructions.

Rates


College Saver Share Certificate Account

Our College Saver Share Certificate is the perfect way to help you save for your child or grandchild's college education. This certificate has a minimum opening balance of only $500 so you can help them start saving now! The rate reprices on an annual basis and the certificate matures on their 18th birthday. Click here to visit our youth accounts page.


* APY = Annual Percentage Yield. Early withdrawal penalty: Paid dividends become part of the principal balance and are not available for withdrawal without a penalty during the remaining term of the Share Certificate. Withdrawal of any portion of the principal balance held in the Share Certificate may not reduce the account below the minimum balance. The penalty on the amount withdrawn will be ninety (90) days dividend or the total dividend earned to date, whichever is less on 6-month term accounts and one hundred eighty (180) days dividend or the total dividend earned to date, whichever is less on 12-, 18-, 24- and 36-month term accounts. An Early Withdrawal Penalty of seven (7) days of dividends will be assessed on the amount withdrawn between the first six (6) days after the initial deposit to open the account.

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