Effective May 1, 2026

General

Wire Transfers

Service	Fee
Incoming	Free
Outgoing	$20.00
Resend (due to incorrect information provided by member)	$20.00
Federal Express	Cost*
Each Instance of Levy, Garnishment or Attachment	$15.00
Subpoena	$35.00
NSF - Deposited Item (Member-Issued Check)	$15.00
NSF - Deposited Item (Non-Member-Issued Check)	Free
Account Research (per hour, minimum 1 hour)	$25.00
ACH Returned (per item)	$15.00

ATM WIthdrawals

Service	Fee
AFCU ATMs	Free**
Network ATMs	Five (5) free per month
Network ATMs after five	$1.00

ATM Balance Inquiries

Service	Fee
AFCU ATMs	Free
Network ATMs	$0.50

Share Draft (Checking Account)

Service	Fee
Monthly Service Charge	Free
Checks (first box free)	Cost*
Bill Payment	Free
ATM/VISA Debit Card	Free
ATM/VISA card replacement	$20.00
Debit (PIN) point of sale transactions	Free
Overdraft - Access Line of Credit	Free
Overdraft - Share Account	Free
Non-Sufficient Funds (NSF) Check/ACH	$15.00
Stop Payment	$15.00
Check Image online	Free
Check image in the office	$1.00 per image
Bill Pay Check Copy	Cost*

Account

Service	Fee
Paper Statement (per period) Waived for: - Members under 18 years of age - Members age 65+ - Members who enable eStatements in AeroAccess Online Banking	$2.00
Escheat Processing	$50.00
Account Maintenance (per month) Waived for: - Accounts that maintain a minimum aggregate average daily share account balance of $250.00*** - Members under 18 years of age - Memberships that have been open less than 90 days	$5.00

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* Charged to Credit Union by Outside Vendor
** Non-AFCU Visa debit, credit card, or Aerospace Corporation American Express card ATM transactions will be assessed a $2.00 surcharge.

*** Aggregate average daily share account balance of $250.00 includes all deposit accounts (Savings, Checking, Certificates, and IRAs)