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Credit Cards

New Visa Rewards for 2019!*** See details in Red Below:

0% APR* for 12 Months (Limited Time Offer)
S
top paying high interest rates on your credit cards! Move your balance to an AFCU Platinum Visa® Credit Card by March 31, 2019 and receive 0% APR* for 12 months.** Submit a balance transfer form or apply now.

Whatever your needs, AFCU has a credit card for you! Choose the best one for your personal spending habits.

Platinum VISA® Cash Back Credit Card

Visa Cash Back Card

  • Variable rates starting as low as 6.90% APR*
  • 5% cash back on gasoline purchases***
  • 4% cash back on dining & entertainment***
  • 3% cash back on travel purchases***
  • 2% cash back at grocery stores and on ALL other purchases!***

Platinum VISA® Rewards Credit Card

Visa Rewards Card

  • 10.9% APR*
  • Earn 5 points per $1 spent on gasoline***
  • Earn 4 points per $1 spent on dining & entertainment***
  • Earn 3 points per $1 spent on travel***
  • Earn 2 points per $1 spent at grocery stores and on ALL purchases!*** Redeem them for merchandise or travel through our CURewards Program
  • Earn 5,000 BONUS points with your first purchase

Both credit cards include these great features:

  • No Annual or Cash Advance Fees
  • No Fee for International Use
  • Credit limits up to $20,000
  • 25 Day Grace Period for Purchases
  • Zero Liability for Fraudulent Transactions
  • 24/7 Customer Service and Lost/Stolen Reporting
     

Apply Now             Balance Transfer

 

Student Visa Credit Card

Student Visa Card Want to help your child or grandchild establish credit in their own name? We have an abundance of youth products available to help your teen learn the proper way to use credit, including a Student Visa Credit Card for young adults age 12 to 22 that features most of the same great benefits as our Visa Platinum Rewards Credit Card. Click here to visit our youth products page.

 

*APR = Annual Percentage Rate. The APR you receive for a Platinum Visa Cash Back Credit Card is determined based on your creditworthiness.

** AFCU Platinum Visa Credit Card Balance Transfer details:
APR = Annual Percentage Rate. The APR you receive for a Platinum Visa Cash Back Credit Card is determined based on your creditworthiness. Any AFCU Cardholder who transfers a balance from another credit card to an AFCU Platinum Visa Credit Card from January 1, 2019 to March 31, 2019, will receive a promotional balance transfer rate of 0% for 12 months from the date of the transfer. A balance transfer fee of 1% of the amount transferred will be charged at the time of transfer. Amount of balance transfer may not exceed 75% of the cardholder’s available credit limit. Purchase transactions earn the regular rate associated with their individual Platinum Visa Credit Card. Visit www.aerofcu.org for complete details. Offer subject to change at any time without notice. Minimum balance transfer amount is $1000.00. To view full credit card terms and conditions click here.

*** 5-4-3-2-1 AFCU Platinum Visa Credit Card Rewards details:
Beginning January 1, 2019, Aerospace Federal Credit Union  (AFCU) Platinum Visa Credit Cardholders will earn 5% cash back or 5 CU Rewards points per dollar spent on gasoline purchases up to $7,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on gasoline purchases after the $7,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 4% cash back or 4 CU Rewards points per dollar spent on dining and entertainment purchases up to $9,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on dining and entertainment purchases after the $9,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 3% cash back or 5 CU Rewards points per dollar spent on travel purchases up to $12,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on travel purchases after the $12,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 2% cash back or 2 CU Rewards points per dollar spent on grocery store purchases and all other purchases with no spending limit.