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Credit Cards

HOLIDAY REWARDS: Earn 5% Cash Back or 5 CU Rewards Points per $1 spent in ALL spending categories Thanksgiving (November 26, 2020) through New Year’s Eve (December 31, 2020)!**

Whatever your needs, AFCU has a credit card for you! Choose the best one for your personal spending habits.

Platinum VISA® Cash Back Credit Card

Visa Cash Back Card

  • Variable rates starting as low as 4.90% Annual Percentage Rate
  • 5% cash back on gasoline purchases*
  • 4% cash back on dining & entertainment*
  • 3% cash back on travel purchases*
  • 2% cash back at grocery stores and on ALL other purchases!*

Platinum VISA® Rewards Credit Card

Visa Rewards Card

  • 10.9% Annual Percentage Rate
  • Earn 5 points per $1 spent on gasoline*
  • Earn 4 points per $1 spent on dining & entertainment*
  • Earn 3 points per $1 spent on travel*
  • Earn 2 points per $1 spent at grocery stores and on ALL purchases!* Redeem them for merchandise or travel through our CURewards Program
  • Earn 5,000 BONUS points with your first purchase

Both credit cards include these great features:

  • No Annual or Cash Advance Fees
  • No Fee for International Use
  • Credit limits up to $20,000
  • 25 Day Grace Period for Purchases
  • Zero Liability for Fraudulent Transactions
  • 24/7 Customer Service and Lost/Stolen Reporting

To speak with an AFCU team member, call (800) 795-2325 option 6

Apply Now           
 

Student Visa Credit Card

Student Visa Card Want to help your child or grandchild establish credit in their own name? We have an abundance of youth products available to help your teen learn the proper way to use credit, including a Student Visa Credit Card for young adults age 12 to 22 that features most of the same great benefits as our Visa Platinum Rewards Credit Card. Click here to visit our youth products page.

 

* 5-4-3-2-1 AFCU Platinum Visa Credit Card Rewards details:
Beginning January 1, 2019, Aerospace Federal Credit Union  (AFCU) Platinum Visa Credit Cardholders will earn 5% cash back or 5 CU Rewards points per dollar spent on gasoline purchases up to $7,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on gasoline purchases after the $7,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 4% cash back or 4 CU Rewards points per dollar spent on dining and entertainment purchases up to $9,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on dining and entertainment purchases after the $9,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 3% cash back or 3 CU Rewards points per dollar spent on travel purchases up to $12,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on travel purchases after the $12,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 2% cash back or 2 CU Rewards points per dollar spent on grocery store purchases and all other purchases with no spending limit. Balance transfers, cash advances and payments do not qualify for cash back or CU Rewards points.

**Holiday Shopping Rewards details:
Earn 5% Cash Back or 5 CU Rewards Points per $1 spent in ALL spending categories Thanksgiving Day (November 26, 2020) through New Year’s Eve (December 31, 2020). Spending limits apply based on spending categories. See 5-4-3-2-1 AFCU Platinum Visa Credit Card Rewards details above for for spending limits details. Bonus Rewards are for AFCU Platinum Visa® Credit Cards only and are subject to change at any time without notice.