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Credit Cards

Whatever your needs, AFCU has a credit card for you! Choose the best one for your personal spending habits.

Transfer a balance from a non-AFCU credit card and you can receive 2.99% APR* for TWO YEARS on the amount transferred with NO BALANCE TRANSFER FEE.

Platinum VISA® Cash Back Credit Card

Visa Cash Back Card

  • Variable rates starting as low as 5.40% APR*
  • 1% cash back on all purchases (credited directly to your statement each month)

Platinum VISA® Rewards Credit Card

Visa Rewards Card

  • 10.9% APR*
  • Earn 1 point per $1 spent and redeem them for merchandise or travel through our CURewards Program
    • Earn 5,000 BONUS points with your first purchase

Both credit cards include these great features:

  • No Annual or Cash Advance Fees
  • No Fee for International Use
  • Credit limits up to $20,000
  • 25 Day Grace Period for Purchases
  • Zero Liability for Fraudulent Transactions
  • 24/7 Customer Service and Lost/Stolen Reporting

 Apply for One Now Balance Transfer

Student Visa Credit Card

Student Visa Card Want to help your child or grandchild establish credit in their own name? We have an abundance of youth products available to help your teen learn the proper way to use credit, including a Student Visa Credit Card for young adults age 12 to 22 that features most of the same great benefits as our Visa Platinum Rewards Credit Card. Click here to visit our youth products page.


*APR = Annual Percentage Rate. The APR you receive for a Platinum VISA Cash Back Credit Card is determined based on your creditworthiness. Amount of balance transfer may not exceed 75% of your available credit limit. Balance transfers must be new money, not from another AFCU Visa Credit Card. Offer is for new AFCU Platinum Visa Credit Cards only and is subject to change at any time without notice. Minimum balance transfer amount is $1,000.00. To view full credit card terms and conditions click here.