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AFCU & You Blog

Check Out 50/50 Checking!

Jeri Smith on September 19, 2018  |  0 comments

Open a new AFCU Checking Account and set up a recurring direct deposit of $500 or more within 50 days and receive $50!*

AFCU FEE-FREE Checking Accounts include:

•   FREE VISA® Debit Card
•   FREE AeroAccess Online and Mobile Banking
•   FREE Cash Back Offers on Debit Card purchases
•   FREE Online Bill Pay
•   FREE Scan and Mobile Deposit
•   FREE First Box of Checks

Other Benefits:
  No minimum balance requirement or monthly fee
  Access to 30,000 Surcharge-Free CO-OP ATMs
  Direct Deposit from paychecks and pre-authorized debits
  Earn dividends if you meet an average daily balance minimum

Open an Account

To sign up for direct deposit to your AFCU Checking Account contact your payroll processing specialist or employer. If you have questions, please call 800-795-2325 option 5 to speak with AFCU Member Services.
* A recurring direct deposit of $500 or more must be made into the new AFCU Checking Account within 50 days of opening the account. The $50 will be deposited into the new AFCU Checking Account once the direct deposit has been verified. Offer subject to change at any time without notice.

Miracle Jeans Day

Lani Young on September 12, 2018  |  0 comments

AFCU staff is participating in "Miracle Jeans Day" Wednesday, September 12 by wearing jeans to work and making donations to Children's Hospital Los Angeles. All money raised goes to making a difference in a sick or injured child at our local Children's Miracle Network Hospital. If you'd like to make a dontation to your local CMN Hospital, please visit childrensmiraclenetworkhospitals.org

2018 looks to be another busy year for fraudsters attempting to compromise consumer accounts. According the Federal Trade Commission’s 2017 Consumer Sentinel Network Data Book, consumers reported losing $905 million to fraud in 2017. With returns that high, fraudsters are continuing their efforts to trick innocent people using a myriad of scam techniques.

As a consumer, you are constantly bombarded by scammers in all aspects of your daily life. Consider the following scam attempts:

  • Emails received out of the blue informing you of your claim to a large inheritance from a distant relative or acquaintance
  • Text messages indicating that you’ve won an all-inclusive vacation
  • Phone calls from a popular software company’s Tech Support department to inform you that your computer is infected and offering to sell you software/services to fix it
  • You receive strong romantic overtures from someone you’ve just met on Social Media or a dating app/website. Now they want you help them with a financial transaction. 

You or one of your family members have likely been the target of one or more of these types of attempted scams. So, how do you protect yourself? 

Here are a few tips to help keep you safe:

  • Does the email or phone call pass the “Smell Test”:  Is this opportunity too good to be true?  Am I doing business with this person/company?  If the opportunity seems to come out of nowhere, you should be wary of it. Try to independently verify the claims that the emailer/caller are making by contacting the company directly via a separate phone call.
  • Get a second opinion:  Ask a trusted friend/family member to review a potential offer that you are unsure about. Getting an independent opinion will often confirm doubts that you are having about the situation.
  • Don’t give out personal information:  Do not disclose your account number to anyone who calls you, even for verification purposes. Hang up and call the company directly to ensure that you are speaking with an authorized individual before disclosing any of your personal information.
  • Protect your login information:  Never give someone access to your username/password to log into your banking accounts. Scammers use your account to commit fraud on other accounts in the financial system. You could be liable for any fraudulent action that occurs using your account, even if were not the party committing the fraudulent act. 

Here are a few scam/fraud related websites that can be used to help you determine if the offer you’ve received is legitimate or a scam:

FTC Scam Website:  https://www.consumer.ftc.gov/features/scam-alerts 
USA.gov Scams and Frauds Website:  https://www.usa.gov/stop-scams-frauds

If you are looking to raise your overall security awareness level, we recommend the OUCH Newsletters, published by SANS:

SANS OUCH Newsletters:  https://www.sans.org/security-awareness-training/ouch-newsletter

The information provided by Aerospace Federal Credit Union is for informational purposes only and does not constitute personal financial, investment, or tax advice. For advice on your particular financial situation, you should consult with your personal financial, investment, and/or tax advisors. The opinions and statements of authors and commenters on this Blog are not the opinions or statements of the Credit Union or the Board of Directors, and the Credit Union takes no responsibility for their content.