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Platinum VISA® CASH BACK Credit Card

  • Variable rates starting as low as 11.15% Annual Percentage Rate
  •  5% cash back on gasoline purchases*
  •  4% cash back on dining & entertainment*
  •  3% cash back on travel purchases*
  •  2% cash back at grocery stores and on all other purchases!*

Transfer a credit card balance to an AFCU Platinum Visa® Credit Card March 1 through March 31, 2024 and get 0% intro APR** for 12 months with a 3% balance transfer fee.

Includes these great features:

  • No Annual or Cash Advance Fees
  • No Fee for International Use
  • Credit limits up to $20,000
  • 25 Day Grace Period for Purchases
  • Zero Liability for Fraudulent Transactions
  • 24/7 Customer Service and Lost/Stolen Reporting

To speak with an AFCU team member, call (800) 795-2325 option 6

Apply Now   Balance Transfer


For a complete list of fees and conditions, download the AFCU VISA Credit Card Disclosure.

* 5-4-3-2-1 AFCU Platinum Visa Credit Card Rewards Details:
Beginning January 1, 2019, Aerospace Federal Credit Union  (AFCU) Platinum Visa Credit Cardholders will earn 5% cash back or 5 CU Rewards points per dollar spent on gasoline purchases up to $7,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on gasoline purchases after the $7,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 4% cash back or 4 CU Rewards points per dollar spent on dining and entertainment purchases up to $9,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on dining and entertainment purchases after the $9,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 3% cash back or 3 CU Rewards points per dollar spent on travel purchases up to $12,000 per year and 1% cash back or 1 CU Rewards point per dollar spent on travel purchases after the $12,000 limit is exceeded. AFCU Platinum Visa Credit Cardholders will earn 2% cash back or 2 CU Rewards points per dollar spent on grocery store purchases and all other purchases with no spending limit. Balance transfers, cash advances and payments do not qualify for cash back or CU Rewards points. Offer subject to change without notice.

**APR = Annual Percentage Rate. Any Aerospace Federal Credit Union (AFCU) member who transfers a balance from another credit card to an AFCU Platinum Visa Credit Card between February 1, 2024 and March 31, 2024, will receive a promotional balance transfer rate of 0% APR for 12 months from the date of the transfer. After that, the variable APR will be 8.90% - 18.90%, based on your creditworthiness. A balance transfer fee of 3% (minimum fee $30) of the amount transferred will be charged at the time of transfer. Amount of balance transfer may not exceed 75% of the cardholder’s available credit limit. Balances from existing AFCU Platinum Visa Credit Cards cannot be transferred to other AFCU Platinum Visa Credit Cards. Purchase transactions earn the regular rate associated with their individual Platinum Visa Credit Card. Balance transfer offer is for new, or existing AFCU Platinum Visa Credit Cards and is subject to change at any time without notice. Rates subject to change without notice. Minimum balance transfer amount is $1,000. To qualify for this offer your AFCU account must be in good standing. Membership eligibility required. Federally insured by NCUA.

 

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