Skip to main content

Auto Loan Rates

New Vehicle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Minimum Loan Amount
36 6.20% $30.53 $2,000.00
48 6.55% $23.75 $5,000.00
60 6.55% $19.60 $10,000.00
72 6.80% $16.96 $15,000.00
84 7.25% $15.23 $25,000.00

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness. AFCU will finance up to 100% of the purchase price, including tax, license and extended warranty. Vehicle is considered new for the current and previous model year if the vehicle has not been registered and has less than 1,000 miles.

 

 

Apply For a Vehicle Loan Payment Calculator

To speak with an AFCU Loan Concierge, call (800) 795-2325 option 6.


Used Vehicle Loan Rates and Terms
Term (Months) Rates Starting As Low As* Monthly Payment Per $1,000 Borrowed Minimum Loan Amount
36
6.50% $30.66 $2,000.00
48 6.85% $23.89 $5,000.00
60 6.85% $19.74 $10,000.00
72 7.10% $17.11 $15,000.00
84 7.55% $15.37 $25,000.00

*Rates expressed as ANNUAL PERCENTAGE RATE (APR). The rate you receive will be based on your creditworthiness.
 

Used Vehicles four (4) years and newer: AFCU 100% financing is based on Kelley Blue Book retail value. Tax, license and extended warranty included for dealer purchased vehicles.

 

 

Apply For a Vehicle Loan Payment Calculator

To speak with an AFCU Loan Concierge, call (800) 795-2325 option 6.


Refinance of an existing AFCU vehicle loan:
Permissible if subject loan has been on record for ninety (90) days or more with AFCU and is in good standing. Processing fee to refinance an existing AFCU vehicle loan is $100.00.

Other terms and conditions may apply. Rates and terms illustrated are subject to change without notice.

Effective Date: March 1, 2024

Find an ATM or Shared Branch