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Jumbo Loans

AFCU provides Jumbo Mortgage Loans in amounts exceeding the conforming loan limits set by the Federal Housing Finance Agency (FHFA) for qualified properties.

Features of Jumbo Mortgage Loans:

  • Loan amounts from $679,650k to over $1 million*
  • Owner Occupied Properties up to 2 Units
  • Purchase or Refinance
  • 30 and 15 Year, Fixed Rate, Fully Amortized
  • $699.00 processing and application fee**
  • No Rate Lock Fee
  • Maximum Combined Loan to Value Ratio (CLTV) 80%
  • Total Debt to Income Ratio’s up to 50%
  • Optional impounds for Taxes and Insurance

Apply Now

To speak with a knowledgeable mortgage team member, call 800-795-2325, option 7.

* Contiguous United States and District of Columbia (NOT Puerto Rico, Alaska, Guam, Hawaii, and the U.S. Virgin Islands). Actual loan limits for certain high-cost areas, as determined by FHFA, may be lower than the maximum high-cost area limits identified above. If you are considering applying for a super conforming mortgage, it is important you check the loan limits for the specific county where the property is located. The 2018 loan limits for high-cost areas are available at www.fhfa.gov. Contact an AFCU Mortgage team member for loan limits for high cost areas, or Super Conforming Loan Amounts at 800-795-2325 option 7.

**Not including third party fees. Additional fees may be required based on property, income, loan amount, credit qualification and other contributing factors.

Full appraisal required. Subject to full documentation of assets and income. Quoted rates and terms are subject to change without notice.