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New & Used Auto Loans

Get on the fast track with an AFCU vehicle loan

NEW! Finance a new or used auto with Aerospace Federal Credit Union between July 1, 2018 through August 31, 2018 and receive up to a 0.75% APR rate reduction* provided the following conditions are fulfilled:

1) 0.25% APR Discount*: When you use Autoland to locate and purchase a new or used auto of your choice

2) 0.25% APR Discount*: If you have an existing or open a new AFCU Checking Account. Automatic payments for the discounted auto loan must be made from the AFCU Checking Account

3) 0.25% APR Discount*: If you have an existing or open a new AFCU Platinum Visa® Credit Card


Combine a new AFCU Platinum Visa Credit Card with a new AFCU Auto Loan and use it to purchase your first tank of gas and it’s on us. Nothing makes a new car ride better than a free tank of gas!**


OPTION: No payments for 90 days on any term Auto Loan for a new or used vehicle***



Look to AFCU for a great deal when you buy your next car or truck! With industry leading rates and excellent service, financing with AFCU is a smart choice. With terms from 36 - 84 months, you have the flexibility to spread your loan out over time and have smaller monthly payments, or pay it off quicker in case you like buying a new car every few years. Completing our simple online loan application takes just a couple minutes, so you've got nothing to lose if you're comparison shopping. Need help figuring out how to get a great deal by combining manufacturer's rebates with AFCU's financing? Contact a Loan Concierge at 800-795-2325 option 6.

Auto Buying Service

Want to buy a new or used vehicle but don't want to go through the negotiating process? Let our Autoland Auto Buying Service help locate the car or truck you are looking for today! They'll scour their network of dealerships to find your vehicle and negotiate a price on your behalf. This service is free to AFCU members and there is no obligation to purchase the vehicle they find for you. Let them make the auto buying process convenient and hassle-free. Give them the details of the vehicle you want and they'll get to work for you! (Service may not be available in all areas - call 800-234-6999 to check.)

AFCU Tip

Get Pre-Approved
Save time and negotiate a smarter deal on your next car. Apply now for a pre-approved loan and calculate how much car you can afford. Get a great rate and take up to 60 days to find the car of your dreams - at the right price. Need help locating the right car? Use our Auto Buying Service for help buying a new or pre-owned car, selling or trading in your car and more.

If you are going to finance a new car with AFCU, or even if you financed one somewhere else recently, the products below may be of interest to you. They are typically much cheaper when you buy them through AFCU than other lenders or dealerships.

GAP – Guaranteed Asset Protection

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the “gap” between your insurer’s settlement and your loan balance. Click here for more details.

AFCU offers GAP protection for only $309. If you finance 100% of the vehicle with AFCU, you’ll receive a $50 discount – bringing you GAP coverage for only $259. Save even more! If you use our Auto Buying Concierge Service (Autoland) to purchase your car and finance 100% of the loan with AFCU, you’ll receive a $100 discount – giving you GAP protection for only $209.

MRC – Mechanical Repair Coverage

As cars age, the cost of repairs increases greatly. Repairs are expensive, especially as technology gets more sophisticated and everything becomes electronic. Consider purchasing this coverage for your vehicle from AFCU so that you don’t have to pay out of pocket for costly repairs (except the deductible you choose). There are three different plans to pick from and the cost is based on the make, model, age and mileage of your vehicle. Click here for a detailed description of the available plans.

Credit Life and Disability Insurance

Protect your family in the unlikely event that you become financially unable to meet your obligations.

Call 800-795-2325 option 6 to speak with a Loan Concierge to get your free quote today for any of the products listed above!

Loan Rates Apply Now Autoland Auto Center

*APR = Annual Percentage Rate. The Auto Loan Rate Discount Promotion discounts are applicable on New and Used Auto Loan rates subject to credit qualification and terms up to 72-months. A rate as low as 1.75% APR is possible if all rate discounts are applied to our best rate and term (New Auto; 36-month term; 2.50% APR). Refinance Option: Maximum 0.50% APR discount with existing or new AFCU Checking Account and AFCU Visa Platinum Credit Card for members with a current AFCU auto loan subject to a $100.00 processing fee when refinancing an existing AFCU auto loan. Rates and terms subject to change at any time without notice and are accurate as of July 1, 2018. Promotion offer good on auto loans funded with Aerospace Federal Credit Union between July 1, 2018 - August 31, 2018. The Auto Loan Rate Discount Promotion offer may not be combined with any other promotional offers.

**Receive up to $50 rebate on the first tank of gas purchased with your new AFCU Visa Platinum Credit Card when combined with a new AFCU auto loan. The $50 Gas Rebate Promotion offer may not be combined with any other promotional offers.

*** Loan approval subject to credit worthiness, income and equity verification. Credit and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment may result in you having to pay higher total finance charges. 90 day deferment option does not apply to existing Aerospace Federal Credit Union auto loans. Offer subject to change at any time without prior notice.