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Share (Savings) Accounts

Regular Share (Savings) Account

This simple and straight forward account establishes your credit union membership with AFCU. An approved membership application and an initial deposit of only $5 gives you total access to the wealth of member benefits that AFCU has to offer.

There is no investment term with our Regular Share Account product. The Regular Share Account is tiered, meaning the higher the balance, the higher your dividend* rate (see the rate table). This product offering provides you the maximum in liquidity and earning potential. 

Multiple savings accounts can be opened under your primary savings account to keep your funds separate and help manage your money. For example, instead of keeping all of your money in one savings account, you can split those funds into various sub-accounts based on need. Many of our members enjoy keeping their travel, holiday shopping, home repair or tax money separate, and we can easily accommodate that request. Contact a Member Concierge to help structure your accounts this way.

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Youth Share (Savings) Account

Looking for a savings account for your child or grandchild? We also have an abundance of youth products available for children under age 18. Click here to visit our youth accounts page.

Youth Savings Account holders age 16-18 may also benefit from an Auto Loan.


* Dividends are calculated from the first day of the current month up to and including the last day of the current month and are paid monthly. Also, there is no early withdrawal penalty if you withdrawal funds on deposit before the end of the dividend period.

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